华Built for Chinese Canadians专为加拿大华人打造

Effortless finance.
Elevated future.
逸然从容,
轩昂向上。

逸然从容,轩昂向上。Effortless finance. Elevated future.

Compare real mortgage rates, insurance quotes and credit cards from Canada's leading banks and insurers in one place, in the language you think in. Fill in one profile, see every match, and get pre-approved without a single sales call.在一个地方比较加拿大主要银行和保险公司的房贷利率、保险报价和信用卡。用您最熟悉的语言,只填一次资料,即可看到所有匹配结果并获得预批,全程无推销电话。

Compare rates比较利率 →
Mandarin · Cantonese · English普通话 · 粤语 · 英语 Soft credit check only仅软查询,不影响信用分 Free, always永久免费
Big Six banks · 六大银行Credit unions · 信用合作社Monoline lenders · 专业房贷机构Life insurers · 寿险公司Travel medical insurers · 旅游医疗保险Card issuers · 发卡机构 Big Six banks · 六大银行Credit unions · 信用合作社Monoline lenders · 专业房贷机构Life insurers · 寿险公司Travel medical insurers · 旅游医疗保险Card issuers · 发卡机构 Big Six banks · 六大银行Credit unions · 信用合作社Monoline lenders · 专业房贷机构Life insurers · 寿险公司Travel medical insurers · 旅游医疗保险Card issuers · 发卡机构

Partner types shown. Individual partners will be named once agreements are signed.此处展示合作机构类型,具体合作方将在协议签署后公布。

快The 3 · 1 · 0 promise3·1·0 承诺

Finance that moves at the speed you're used to.您熟悉的速度,用在加拿大理财上。

3

minutes to compare分钟完成比较

Answer a few questions once. Rates from every partner come back side by side.只需回答几个问题,所有合作机构的利率即刻并排呈现。

1

profile for everything份资料通用所有产品

Your mortgage, insurance and card matches all run from the same secure profile.房贷、保险和信用卡匹配全部基于同一份安全资料。

0

sales calls unless you ask通推销电话(除非您要求)

Your details go to a lender only when you tap "Request pre-approval".只有在您点击"申请预批"后,资料才会发送给贷款机构。

房
房Mortgages房屋贷款

Five banks. One screen. Your real payment.五家银行,一屏看清您的真实月供。

Move the sliders and watch every lender reprice live. We apply Canadian semi-annual compounding, the minimum down payment rules and CMHC insurance premiums, so the number you see is the number you'll pay.拖动滑块,所有银行实时报价。我们按加拿大半年复利、最低首付规则和CMHC保险费计算,您看到的就是您将支付的。

  • Foreign income and overseas credit history accepted by select lenders部分银行接受海外收入和海外信用记录
  • Gifted down payment from family abroad: we give you the document checklist海外家人赠与首付:提供完整文件清单
  • 120-day rate hold with pre-approval预批后锁定利率120天
Mortgage comparison房贷比较Illustrative rates示例利率
Amortization摊还期
Term期限
Est. monthly payment预计月供
—
保
保Insurance保险

Protect the people who came here with you.守护与您一起来到这里的家人。

Term life for the mortgage years, and Super Visa medical coverage so your parents can stay up to five years at a time. Quotes come straight from the insurers.覆盖房贷年限的定期寿险,以及让父母每次最长可停留五年的超级签证医疗保险。报价直接来自保险公司。

  • Super Visa policies meet the $100,000 minimum and one-year term IRCC requires超级签证保单符合移民局10万加元最低保额和一年期要求
  • Monthly payment plans on Super Visa coverage超级签证保险可按月付款
  • Home and auto quotes through a licensed advisor房屋和汽车保险由持牌顾问报价
Insurance quotes保险报价Illustrative quotes示例报价
Coverage保额
Term期限
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卡
卡Credit cards信用卡

The card that pays you back for how you actually spend.按您真实的消费习惯,选出回报最高的卡。

Tell us roughly what you spend at Asian supermarkets, on dim sum Sundays and on flights home. We rank every card by what it's worth to you after the annual fee.告诉我们您在亚洲超市、周末饮茶和回国机票上的大致花费,我们按扣除年费后的实际价值为每张卡排名。

  • Newcomer cards that need no Canadian credit history无需加拿大信用记录的新移民信用卡
  • Build your credit score from your first month here从抵达第一个月起建立信用分
  • No foreign transaction fee options for trips to Asia回亚洲旅行可选免外币手续费卡
Monthly spending每月消费Illustrative offers示例产品
Best net value per year最高年净回报
—
步How it works使用流程

From curious to pre-approved in one sitting.一次坐下,从了解到预批。

1

Tell us once只填一次

Income, goals, how long you've been in Canada. In English or Chinese, on your phone.收入、目标、来加时长。中英文皆可,手机即可完成。

2

Compare live offers实时比较

We call partner banks and insurers directly through secure connections and rank results by your numbers.通过安全接口直连合作银行与保险公司,按您的数据排序结果。

3

Choose and connect选择并对接

Pick an offer. We pass your file to that one partner and a bilingual advisor completes your pre-approval.选定方案后,资料只发送给该机构,由双语顾问为您完成预批。

家
Made for your life here为您在这里的生活而设计

The questions other sites never ask.其他网站从来不问的问题,我们都想到了。

Every flow on YiXuan starts from situations Chinese Canadian families actually face.YiXuan 的每一个流程,都源自加拿大华人家庭真实面对的情况。

新

New to Canada初到加拿大

Match with lenders and card issuers that use overseas credit reports and employment letters.匹配接受海外信用报告和雇佣证明的银行与发卡机构。

亲

Parents visiting父母探亲

Super Visa insurance compared in minutes, with the proof-of-coverage letter IRCC asks for.几分钟比较超级签证保险,并提供移民局要求的保险证明信。

赠

Family gift for the down payment家人赠与首付

A clear checklist for gift letters and fund transfer records from abroad.清晰列出赠与信和海外资金转账记录所需文件。

语

Advisors who speak your language懂您语言的顾问

Choose Mandarin, Cantonese or English for every call and every document explanation.每次通话和文件讲解,都可选普通话、粤语或英语。

享

Decide together全家一起决定

Send your comparison to family on WeChat as a private link. They see the numbers, not your personal details.通过微信把比较结果以私密链接发给家人,他们只看到数字,看不到您的个人信息。

密

Your data stays yours数据只属于您

Encrypted in Canada. Shared with one partner only when you ask. Never sold.在加拿大境内加密存储,只在您要求时发送给一家机构,绝不出售。

信How YiXuan is free为什么免费

We're paid by partners. We're ranked by you.合作机构付费,排名由您决定。

YiXuan doesn't lend, insure or issue cards. When you choose to connect with a partner, they pay us a referral fee. Results are always sorted by your cost or your value, never by who pays us more.YiXuan 不放贷、不承保、不发卡。当您选择对接某家机构时,该机构向我们支付推荐费。结果始终按您的成本或回报排序,而不是按谁付费更多。

You您One profile, soft credit check, free一份资料,软查询,免费
逸
YiXuanCompares every partner through secure connections通过安全接口比较所有合作机构
The partner you choose您选择的机构Issues your pre-approval or policy为您出具预批或保单
逸
轩

Financial freedom starts with one profile.财务自由,从一份资料开始。

Three minutes now can save thousands over the life of your mortgage.现在花三分钟,房贷期内可能为您节省数千加元。